Satellite Imagery for Crop Insurance
Launch new agricultural insurance products, streamline claims processing, and price risk with field-level yield intelligence unavailable from traditional datasets.
Satellite imagery is transforming crop insurance by making field-level agricultural intelligence available in regions where reliable production records are limited or nonexistent. Agrograph combines satellite imagery, climate data, and machine learning to provide historical and in-season yield intelligence that helps insurers price risk more accurately, evaluate new markets, design innovative products, and streamline claims processing.
Solve Crop Insurance Data Challenges with Satellite-Derived Intelligence
Launch New Agricultural Insurance Products
Design triggers that are transparent, independently auditable, and actuarially grounded with historical production and hazard insights.
Backtest triggers against historical production and climate data.
Beat competitors to underserved markets with satellite-derived risk data.
Improve Reserve and Exposure Modeling
Monitor production trends and estimate portfolio losses before harvest using in-season yield forecasts.
Reduce basis risk with historical hazard risk, yield outcomes, and agronomic expertise.
Enter New Markets with Minimal Local Infrastructure
Overcome geographic limitations, access restrictions, and inconsistent farmer-supplied records in emerging markets.
Understand Risk Below the County Level
Field-level production history, hazard exposure, and yield variability reveal risk that county-level datasets miss.
Improve Loss Ratio Performance
Evaluate historical production trends, hazard exposure, soil characteristics, and management practices to identify fields whose historical production patterns differ significantly from surrounding areas and better align coverage with expected loss potential.
Verify Prevented Planting Claims Without Field Visits
Determine the area of cropland not planted and if it was successfully planted in one of the last four years (an eligibility requirement for prevented planting claims).
Confirm water/moisture levels in affected fields during critical planting windows
Prioritize Field Inspections
Eliminate costly, time-consuming field visits when damage can be confirmed with satellite imagery.
Evaluate feasibility in regions you've never served with fewer field visits.
Price and Underwrite Risk More Accurately
Reduce Claims Costs
Reduce Adjustment Costs
Close claims faster with less labor and offer faster payouts.
Monitor Portfolio Risk Throughout the Season
Track production trends, weather impacts, and emerging losses before claims are filed.
Build Better Agricultural Insurance Products with Agrograph Data
Whether you're evaluating a new market, designing a parametric product, or improving underwriting performance, Agrograph provides the field-level yield intelligence needed to make better insurance decisions.